Interest rates currently on offer:

Term	Standard interest rate	Interest rates for investments of $25,000 or more
		Interest paid monthly	Interest paid on maturity
6 months	9.75%	10.00%	10.21%
1 year	10.00%	10.25%	10.75%
2 years	10.25%	10.50%	11.02%
3 years	10.50%	10.75%	11.30%
4 years	11.00%	11.25%	11.85%
5 years	11.50%	11.75%	12.40%

All interest rates are quoted on a per annum basis

Interest is paid monthly and can be reinvested to maximise returns. For example $25,000 with interest compounded (reinvested monthly) a monthly return of 11.75% equates to an annual return of 12.40% over a 5 year term.

Investments can only be made on the application form included in our current prospectus.

You can download a copy, or call our office on 1300 661 212 to request that a copy be posted to you.

Australian Finance & Leasing Ltd has not sought a credit rating and accordingly no independent assessment has been made regarding the risk to investors losing all or part of their investment. Debentures should not be considered as comparable with bank deposits. Before making an investment, the information contained in the prospectus should be carefully considered.