Operating since 1997 Australian Finance & Leasing Ltd is a specialised financier providing equipment finance (chattel mortgage) and loans secured by second mortgages over real estate.

Our borrowers are on the main small businesses who do not meet the acceptance criteria of mainstream lenders:

	New ventures
	Finance of older equipment
	Borrowers with limited financial information or minor past credit issues
	Raising working capital against existing equipment

Backed by a first charge over the Company's assets. Australian Finance & Leasing Ltd raises it funds for its equipment finance and business loans by way of public debenture issues. The Company has had several successful issues over the past 10 years offering interest rates that are amongst the highest yielding (as listed by research house CANNEX). For details of our current debenture issue click here.

Australian Finance & Leasing Ltd holds an Australian Financial Services License to operated a contributory first mortgage fund - The AF&L Direct Mortgage Fund.  The Fund offers investors monthly returns of interest plus the comfort of knowing the particulars of the specific property backing their investment. Investors in the Fund could presently expect to earn 8.5% to 9.5% dependent on the mortgage invested in.